Mutations Essay Example For Students

Changes Essay A change is an adjustment in the hereditary material of a phone that is transmitted to the phones posterity. Transformations might be unconstrained (the consequence of mishaps in the replication of hereditary material) or incited by outer variables (for example , electromagnetic radiation and certain synthetic substances). Transformations happen in the qualities, which are found in the long, chainlike atoms of deoxyribonucleic corrosive (DNA). The foundation of the DNA chain is made out of substituting sugar and phosphate gatherings. Distending from each sugar bunch is one of four nitrogenous bases: adenine (A), guanine (G), thymine (T), or cytosine (C). Fundamentally, every DNA atom comprises of two weaved chains, connected together by securities between the bases of one chain and those of the other. An is constantly clung perfectly, and each G is matched with a C; the outcome is that the grouping of bases in the two strands is correlative. The game plan of the bases decides the hereditary code of a life form. This code coordinates the union of proteins at the cell level. It is written in units called codons, every one of which indicates a specific amino corrosive. (Proteins are made out of amino acids.) A codon comprises of a succession of three basesfor model, GAG or TCA. The four bases can be collected into 64 potential codons. Since proteins are worked from just 20 amino acids, most amino acids are indicated by more than one codon. Changes happen when one base is fill in for another or when at least one bases are embedded or erased from a quality. Replacement transformations influence just a single codon, and by and large the impact is insignificant. One explanation is the excess of the hereditary code referenced previously. Since numerous codons mean something very similar, the modified codon may even now indicate a similar amino corrosive. Moreover, regardless of whether a transformation makes an off-base amino corrosive be embedded into a protein, the change may be innocuous. Most proteins comprise of scores of amino acids; an adjustment in one of these may have practically no impact on the natural properties of the protein. Additionally, practically all higher life forms have two arrangements of genesone acquired from each parent. In such living beings, a changed quality might be latent and have its impact dropped by a predominant quality. It is not necessarily the case that replacement changes never produce genuine results. The protein hemoglobin, a significant part of red platelets, is comprised of many amino acids. The consolidation of one wrong amino acidthe result of a solitary replacement mutationresults in hemoglobin that frames a strange sickle shape. On the off chance that an individual acquires this change from the two guardians, the sickness sickle-cell paleness results. While just a single codon is influenced by a replacement transformation, base additions and cancellations adjust the perusing edge of the whole quality, in this manner changing each codon from the site of the transformation as far as possible of the quality. For instance, expect that the finish of a quality peruses TAG GGC ATA ACG ATT. The addition of an extra An in the principal codon will modify the whole arrangement as follows: TAA GGG CAT AAC GAT T. Since it influences numerous codons, a base inclusion or erasure is bound to have noteworthy outcomes. Indeed, even these transformations, be that as it may, might be covered by the nearness of a prevailing ordinary quality. Changes in people and in different creatures that repeat explicitly can be partitioned into two sorts: physical and germinal. Substantial transformations happen in body cells (instead of sex cells). Such transformations can deliver a limited changee.g., the dash of white (pale skinned person) at times found in the hair of an in any case ordinary person. All the phones relative from the freak body cell will convey the change, yet it can't be given to posterity. .ua4df17a81945606d50d61bf1684075cb , .ua4df17a81945606d50d61bf1684075cb .postImageUrl , .ua4df17a81945606d50d61bf1684075cb .focused content zone { min-stature: 80px; position: relative; } .ua4df17a81945606d50d61bf1684075cb , .ua4df17a81945606d50d61bf1684075cb:hover , .ua4df17a81945606d50d61bf1684075cb:visited , .ua4df17a81945606d50d61bf1684075cb:active { border:0!important; } .ua4df17a81945606d50d61bf1684075cb .clearfix:after { content: ; show: table; clear: both; } .ua4df17a81945606d50d61bf1684075cb { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; haziness: 1; change: obscurity 250ms; webkit-change: mistiness 250ms; foundation shading: #95A5A6; } .ua4df17a81945606d50d61bf1684075cb:active , .ua4df17a81945606d50d61bf1684075cb:hover { darkness: 1; progress: murkiness 250ms; webkit-change: haziness 250ms; foundation shading: #2C3E50; } .ua4df17a81945606d50d61bf1684075cb .focused content region { width: 100%; position: relative; } .ua4df17a81945606d50d61bf1684075cb .ctaText { outskirt base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: intense; edge: 0; cushioning: 0; text-enhancement: underline; } .ua4df17a81945606d50d61bf1684075cb .postTitle { shading: #FFFFFF; text dimension: 16px; textual style weight: 600; edge: 0; cushioning: 0; width: 100%; } .ua4df17a81945606d50d61bf1684075cb .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; fringe: none; fringe span: 3px; box-shadow: none; text dimension: 14px; text style weight: striking; line-tallness: 26px; moz-outskirt range: 3px; text-adjust: focus; text-beautification: none; text-shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/basic arrow.png)no-rehash; position: total; right: 0; top: 0; } .ua4df17a81945606d50d61bf1684075cb:hover .ctaButton { foundation shading: #34495E!important; } .ua4df17a81945606d50d61bf16840 75cb .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .ua4df17a81945606d50d61bf1684075cb-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .ua4df17a81945606d50d61bf1684075cb:after { content: ; show: square; clear: both; } READ: Drug Abuse Essay Germinal transformations, notwithstanding, influence the sex cells (eggs or sperm) and can be transmitted to the people posterity. At the point when germinal transformations modify a life form, the impact is typically hurtful. Numerous hereditary infections are the consequence of such transformations. Hurtful qualities in the end might be dispensed with from a populace in the event that they debilitate the bearers capacity to replicate at a similar rate as their colleagues. A transformation will once in a while produce an advantageous change. At the point when this occurs, the level of living beings with this quality will increment until the transformed quality turns into the standard in the populace. Along these lines, advantageous changes fill in as the crude material of advancement.

Peasant Women in the Elizabethan Era Essay Example

Worker Women in the Elizabethan Era Paper The wailing breeze sends chills up her battered dress. Earth and tears are spread everywhere throughout the woman’s face. In the rule of Queen Elizabeth I,peasant ladies were viewed as the least people in the Elizabethan culture. The devastated ladies in the skirts of the town endured. Ladies became workers for the nobles that claimed estates. A considerable lot of them wander among the roads of England. Pitiful ladies were looked downward on by all open, including women who were sovereignty. They made some inconvenient memories attempting to live in Elizabethan England.The neediness stricken ladies in the Elizabethan Era were dealt with the most exceedingly terrible. Ladies would have no place to turn or anybody to look for. In the Renaissance timespan, they had the most troublesome life. Ladies were the most hopeless residents in this time in view of their hardships as workers, drifters, and unmarried everyday citizens. Poor Elizabethan ladies had the harshest lives as a result of hireling hood. Most Elizabethans were workers or hirelings â€Å"Majority of Elizabethans had little to do with nation life, and a lot to do with endeavoring to gain a small living†(Ed and Stock 181). A servant’s life was fierce. They would get reproved, rebuffed and put to unforgiving work. Day by day work would incorporate of tidying up each room in the estate, care for the animals and work in the fields.However, it was much harder for ladies on the grounds that most would not get picked to try and become one. Poor ladies would be â€Å"lucky† in the event that they were selected from a group to be nobility’s hireling. Devastated ladies were flimsy and thin. The nobles frequently needed a physically fit man or kid. More than one-fourth of Elizabethan residents were beneath average people â€Å"25 percent of the populace may have been hirelings at the given time† (Weatherly 28). Ladies h ad a slimmer possibility of being picked to work in a family unit. Poor ladies couldn't work for food or safe house on account of their powerless bodies. Women of the Elizabethan Era had a dismal life. Hireling life was a cruel We will compose a custom exposition test on Peasant Women in the Elizabethan Era explicitly for you for just $16.38 $13.9/page Request now We will compose a custom exposition test on Peasant Women in the Elizabethan Era explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom paper test on Peasant Women in the Elizabethan Era explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer

15 Creative Mind Map Examples for Students - Focus

15 Creative Mind Map Examples for Students - Focus As a student, knowing how to use mind maps can almost feel like cheating. Once you’ve learned how to create mind maps, you’ll be amazed at how much faster you’ll memorize information and how easy it can be to write essays, create engaging presentations, and more! To make it simple for you to get started with mind mapping, we’ve put together this comprehensive guide to mind mapping for students, including definitions, techniques, tools, and 15 mind map examples for students (with templates you can download and use for free). Table of Contents: What Is a Mind Map for Students? Why Is Mind Mapping Helpful for Students? Mind Mapping Techniques for Students 15 Mind Map Examples for Students This guide is for students who are looking for mind map examples. If you’re a teacher looking for mind map lesson plans and activities for your students, check out our guide to mind mapping for teachers. What Is a Mind Map for Students? A mind map is a diagram that displays information visually. The subject of a mind map is always located in the center of the map. From there, related ideas and keywords branch out in all directions, resulting in a radiant structure. Has your teacher ever told you to stop doodling and focus on taking notes? Well when it comes to mind mapping, doodling is exactly what you’re supposed to do! The more colors you use and the more images you add to your map, the better. However, your mind map doesn’t have to be a work of art. The idea is to simply make it as memorable as possible. Why Is Mind Mapping Helpful for Students? Compared to traditional linear notes, studying using flashcards, or brainstorming with bullet points and outlines, mind maps have a lot of advantages. Here are just a few of the reasons why mind maps are so effective: A mind map’s radiant structure directly corresponds to the way our brains store and retrieve information. A mind map conveys the hierarchy and relationships between individual ideas and enables you to see the big picture. A mind map makes use of mental triggers (such as pictures, colors, and connections) to help your brain memorize things more easily. The best part: mind mapping doesn’t feel like work! It’s those properties that make mind maps such a great learning tool. And what’s more, they can be created and used by absolutely anyone. Whether you’re a post-graduate student or are just starting out in your academic career, mind maps can help you structure, manage, and memorize the knowledge you’re trying to acquire. Mind Mapping Techniques for Students If you’re not sure how to get started creating mind maps, check out our Mind Mapping 101 course. It will walk you through the exact process you need to follow to create mind maps for homework assignments, note-taking, group work, studying, and more. Once you have the basic process down, you can get started creating your first mind map. While you can create mind maps anywhereâ€"all you need is a writing utensil and a piece of paperâ€"you may want something more flexible. If that’s the case for you, you can use a mind mapping tool to create your mind maps. A free mind mapping tool like MindMeister lets you create mind maps that are as large as you want; add colors, images, and links to your mind map; and download and share it with your teacher if you need to turn it in as a homework assignment. All of the example mind maps in the next section were built with MindMeister. Free Online Mind Mapping ToolBuild your first mind map with MindMeister Get started Its free! Get started 15 Mind Map Examples for Students Now that you know the basics of how to create a mind map, let’s take a look at some of the ways you can use mind mapping every day in school. Use these 15 example mind maps for students to find inspiration for the different ways you can use mind mapping. 1. Brainstorming mind map Mind mapping is one of the best brainstorming techniques there is. Drawing a mind map when you’re trying to come up with ideas for an essay, project, or any other creative task can really help get your creative juices flowing. Using mind maps for brainstorming: helps you easily retrieve information from your memory gets your thoughts flowing freely so you can come up with new ideas lets you identify connections between individual ideas helps you see the bigger picture If you run out of ideas too early, try drawing blank branches into your mind map. Our brains don’t like unfinished business, so by drawing unfinished branches, we can often trick our brains into looking for creative ways to expand our mind maps. 2. Note-taking mind map Most students use some form of linear note-taking to capture the information presented to them in class. Mind maps, however, are a much more effective tool when it comes to note-taking. Instead of thoughtlessly transcribing what your teacher says, mind maps compel you to actively think about what you hear and only write down the most essential pieces of information. Instead of writing whole sentences, you stick to keywords and meaningful images. This way, you save time both during the lesson and afterward when you go back to revise the material. Mind maps also offer a much better overview of a topic than normal text documents do. Just take a look at the image above. The images on the left and right both offer the same information. But which one would you say is more memorable and would be quicker to review? 3. Memorization mind map Mind maps can help you memorize all kinds of information, from a second language to important names and dates you need to know for your history exam. In “The Mind Map Book,” Tony Buzan explains why mind maps are such a great tool for memorization: “Mind maps utilize all our cortical skills and activate the brain on all levels, making it more alert and skillful at remembering. The attractiveness of mind maps makes the brain want to return to them and encourages the probability of spontaneous recall.” 4. Reading comprehension mind map Some texts can be quite difficult to understand. Old novels, highly scientific articles, and scholarly essays can be full of words we’re not familiar with, and they often have a complex structure that can throw us off. Taking notes in a mind map while reading such a text can make it much easier to understand its structure and content. Here are a few tips: Break the information down into smaller, more manageable chunks. Capture the key concepts and ideas of the text. Make a list of unfamiliar words and other questions that turn up while you read. Summarize the plot of a text and describe its main characters. Use the map to review your notes before an exam. 5. Group project mind map If you’re one of the many students who dread group projects in school, mind maps can be the key to change this. A mind map can make it much easier to visualize what needs to be done and work together with your teammates to accomplish all tasks. In this case, online mind mapping software is definitely the way to go. With an online tool, you can easily share your mind map with all team members so that everybody can access and edit it at the same time. You can also assign tasks to your team members right inside the mind map to ensure everybody knows what they need to do. 6. Class presentation mind map Mind maps are a great way to present information. For example, you could use a mind map instead of a slideshow while presenting a report in class. With MindMeister, you can easily create a mind map to use during a presentation. Take a look at the real-time video below where we show you how to create a slideshow for a book report in less than three minutes. 7. Homework mind map You can also use mind maps to create to-do lists and ensure you never forget important homework or a reading assignment. MindMeister is a great mind mapping tool for creating a to-do list because it lets you add deadlines to the tasks in your map and check off tasks that you’ve completed. 8. Essay mind map Mind maps can not only help you brainstorm ideas for the topic of your essay, but they’re also great for collecting arguments and quotes from the various sources you want to cite and for outlining the structure of your essay. Want to see more essay mind map examples? Check out our comprehensive guide to mind maps for essay writing. 9. Exam preparation mind map Another way to use mind maps is to collect all the materials that will be covered in an exam, such as: your notes from class chapters from the textbooks a reading list links to online sources Additionally, you can note down instructions from the teacher and other information about the exam, such as date and time, format (essay, multiple-choice, etc.), what you need to bring (calculator, pens, ruler), and so on. 10. Semester plan mind map If you have a teacher who expects you to just stay on top of the projects and assignments you have to do across the semester, you can create a semester plan mind map that lists things like assignments, project touchpoint due dates, exam dates, teacher contact information, and more. Using MindMeister, you can also link to any worksheets, Google Docs, or electronic syllabi you receive from your instructors to consolidate all of your notes and assignments into a single mind map you can refer back to all semester long. 11. Creative writing mind map If you have to write a short story for one of your classes, a mind map is a great way to outline the story you want to tell. You can define your characters’ looks and personalities, even add images you find online showing what you think you those characters look like for reference. You can outline the story you want to tell and make a note of your setting, any needed background information, the climax of your story, its resolution, etc. Then, you can reference your mind map while writing your story so that your mind is free to be creative instead of bogged down trying to remember all of those details. 12. Lab report mind map If you’re more interested in art than science, creating an artistic mind map to use for capturing and documenting tests you ran in the science lab can ignite your interest during your science classes. You can grab the free template for this mind map here and copy it to your MindMeister account to start creating lab reports that are both visually interesting and functional. 13. Grammar mind map If you’re trying to learn a new language or just memorize the basic grammar and mechanical rules of your first language, a grammar mind map can help. You can define what the different types of the language are used for and add some examples, which will help you recall those rules when writing or taking a test where you need to have them memorized. 14. Business ideas mind map Sometimes, in math, economics, or social studies class, your teacher might ask you to come up with a business idea. A mind map is a great way to brainstorm business ideasâ€"either alone or as a groupâ€"to come up with ideas for products you could sell, decide how you would market those products, figure out who would buy those projects, and determine why people would want to buy your products. 15. School club mind map When you’re in grammar school, teachers and parents usually plan and organize all after school club events for you. But when you get into high school, it’s often up to the students to make plans and decide what the club will do and focus on. You can build a mind map with all of the members of your club to make plans and decisions. In the mind map example above, students have documented a few plays and musicals their drama club might like to do, as well as some ideas for how they can raise the money they’ll need to perform those plays. Looking for More Mind Mapping Examples for Students? Hopefully, these 15 mind map examples for students have given you lots of ideas for ways you can use mind maps every day in school, during your after school programs, and at home. But if you’re still craving even more ideas and examples, check out some of these other MindMeister guides and resources: Get Inspired With These 13 Mind Map Examples Explore 300,000+ Interactive Mind Maps in Our Public Maps Universe 9 Ways to Stay Organized at College Using MindMeister Easy to Use Mind Map Templates for Teachers and Students 8 Inspiring Examples of Educational Mind Maps Originally published in September 2013, this post has been updated with more information on how students can use mind maps and six additional mind map examples. Free Online Mind Mapping ToolBuild your first mind map with MindMeister Get started Its free! Get started 15 Creative Mind Map Examples for Students - Focus As a student, knowing how to use mind maps can almost feel like cheating. Once you’ve learned how to create mind maps, you’ll be amazed at how much faster you’ll memorize information and how easy it can be to write essays, create engaging presentations, and more! To make it simple for you to get started with mind mapping, we’ve put together this comprehensive guide to mind mapping for students, including definitions, techniques, tools, and 15 mind map examples for students (with templates you can download and use for free). Table of Contents: What Is a Mind Map for Students? Why Is Mind Mapping Helpful for Students? Mind Mapping Techniques for Students 15 Mind Map Examples for Students This guide is for students who are looking for mind map examples. If you’re a teacher looking for mind map lesson plans and activities for your students, check out our guide to mind mapping for teachers. What Is a Mind Map for Students? A mind map is a diagram that displays information visually. The subject of a mind map is always located in the center of the map. From there, related ideas and keywords branch out in all directions, resulting in a radiant structure. Has your teacher ever told you to stop doodling and focus on taking notes? Well when it comes to mind mapping, doodling is exactly what you’re supposed to do! The more colors you use and the more images you add to your map, the better. However, your mind map doesn’t have to be a work of art. The idea is to simply make it as memorable as possible. Why Is Mind Mapping Helpful for Students? Compared to traditional linear notes, studying using flashcards, or brainstorming with bullet points and outlines, mind maps have a lot of advantages. Here are just a few of the reasons why mind maps are so effective: A mind map’s radiant structure directly corresponds to the way our brains store and retrieve information. A mind map conveys the hierarchy and relationships between individual ideas and enables you to see the big picture. A mind map makes use of mental triggers (such as pictures, colors, and connections) to help your brain memorize things more easily. The best part: mind mapping doesn’t feel like work! It’s those properties that make mind maps such a great learning tool. And what’s more, they can be created and used by absolutely anyone. Whether you’re a post-graduate student or are just starting out in your academic career, mind maps can help you structure, manage, and memorize the knowledge you’re trying to acquire. Mind Mapping Techniques for Students If you’re not sure how to get started creating mind maps, check out our Mind Mapping 101 course. It will walk you through the exact process you need to follow to create mind maps for homework assignments, note-taking, group work, studying, and more. Once you have the basic process down, you can get started creating your first mind map. While you can create mind maps anywhereâ€"all you need is a writing utensil and a piece of paperâ€"you may want something more flexible. If that’s the case for you, you can use a mind mapping tool to create your mind maps. A free mind mapping tool like MindMeister lets you create mind maps that are as large as you want; add colors, images, and links to your mind map; and download and share it with your teacher if you need to turn it in as a homework assignment. All of the example mind maps in the next section were built with MindMeister. Free Online Mind Mapping ToolBuild your first mind map with MindMeister Get started Its free! Get started 15 Mind Map Examples for Students Now that you know the basics of how to create a mind map, let’s take a look at some of the ways you can use mind mapping every day in school. Use these 15 example mind maps for students to find inspiration for the different ways you can use mind mapping. 1. Brainstorming mind map Mind mapping is one of the best brainstorming techniques there is. Drawing a mind map when you’re trying to come up with ideas for an essay, project, or any other creative task can really help get your creative juices flowing. Using mind maps for brainstorming: helps you easily retrieve information from your memory gets your thoughts flowing freely so you can come up with new ideas lets you identify connections between individual ideas helps you see the bigger picture If you run out of ideas too early, try drawing blank branches into your mind map. Our brains don’t like unfinished business, so by drawing unfinished branches, we can often trick our brains into looking for creative ways to expand our mind maps. 2. Note-taking mind map Most students use some form of linear note-taking to capture the information presented to them in class. Mind maps, however, are a much more effective tool when it comes to note-taking. Instead of thoughtlessly transcribing what your teacher says, mind maps compel you to actively think about what you hear and only write down the most essential pieces of information. Instead of writing whole sentences, you stick to keywords and meaningful images. This way, you save time both during the lesson and afterward when you go back to revise the material. Mind maps also offer a much better overview of a topic than normal text documents do. Just take a look at the image above. The images on the left and right both offer the same information. But which one would you say is more memorable and would be quicker to review? 3. Memorization mind map Mind maps can help you memorize all kinds of information, from a second language to important names and dates you need to know for your history exam. In “The Mind Map Book,” Tony Buzan explains why mind maps are such a great tool for memorization: “Mind maps utilize all our cortical skills and activate the brain on all levels, making it more alert and skillful at remembering. The attractiveness of mind maps makes the brain want to return to them and encourages the probability of spontaneous recall.” 4. Reading comprehension mind map Some texts can be quite difficult to understand. Old novels, highly scientific articles, and scholarly essays can be full of words we’re not familiar with, and they often have a complex structure that can throw us off. Taking notes in a mind map while reading such a text can make it much easier to understand its structure and content. Here are a few tips: Break the information down into smaller, more manageable chunks. Capture the key concepts and ideas of the text. Make a list of unfamiliar words and other questions that turn up while you read. Summarize the plot of a text and describe its main characters. Use the map to review your notes before an exam. 5. Group project mind map If you’re one of the many students who dread group projects in school, mind maps can be the key to change this. A mind map can make it much easier to visualize what needs to be done and work together with your teammates to accomplish all tasks. In this case, online mind mapping software is definitely the way to go. With an online tool, you can easily share your mind map with all team members so that everybody can access and edit it at the same time. You can also assign tasks to your team members right inside the mind map to ensure everybody knows what they need to do. 6. Class presentation mind map Mind maps are a great way to present information. For example, you could use a mind map instead of a slideshow while presenting a report in class. With MindMeister, you can easily create a mind map to use during a presentation. Take a look at the real-time video below where we show you how to create a slideshow for a book report in less than three minutes. 7. Homework mind map You can also use mind maps to create to-do lists and ensure you never forget important homework or a reading assignment. MindMeister is a great mind mapping tool for creating a to-do list because it lets you add deadlines to the tasks in your map and check off tasks that you’ve completed. 8. Essay mind map Mind maps can not only help you brainstorm ideas for the topic of your essay, but they’re also great for collecting arguments and quotes from the various sources you want to cite and for outlining the structure of your essay. Want to see more essay mind map examples? Check out our comprehensive guide to mind maps for essay writing. 9. Exam preparation mind map Another way to use mind maps is to collect all the materials that will be covered in an exam, such as: your notes from class chapters from the textbooks a reading list links to online sources Additionally, you can note down instructions from the teacher and other information about the exam, such as date and time, format (essay, multiple-choice, etc.), what you need to bring (calculator, pens, ruler), and so on. 10. Semester plan mind map If you have a teacher who expects you to just stay on top of the projects and assignments you have to do across the semester, you can create a semester plan mind map that lists things like assignments, project touchpoint due dates, exam dates, teacher contact information, and more. Using MindMeister, you can also link to any worksheets, Google Docs, or electronic syllabi you receive from your instructors to consolidate all of your notes and assignments into a single mind map you can refer back to all semester long. 11. Creative writing mind map If you have to write a short story for one of your classes, a mind map is a great way to outline the story you want to tell. You can define your characters’ looks and personalities, even add images you find online showing what you think you those characters look like for reference. You can outline the story you want to tell and make a note of your setting, any needed background information, the climax of your story, its resolution, etc. Then, you can reference your mind map while writing your story so that your mind is free to be creative instead of bogged down trying to remember all of those details. 12. Lab report mind map If you’re more interested in art than science, creating an artistic mind map to use for capturing and documenting tests you ran in the science lab can ignite your interest during your science classes. You can grab the free template for this mind map here and copy it to your MindMeister account to start creating lab reports that are both visually interesting and functional. 13. Grammar mind map If you’re trying to learn a new language or just memorize the basic grammar and mechanical rules of your first language, a grammar mind map can help. You can define what the different types of the language are used for and add some examples, which will help you recall those rules when writing or taking a test where you need to have them memorized. 14. Business ideas mind map Sometimes, in math, economics, or social studies class, your teacher might ask you to come up with a business idea. A mind map is a great way to brainstorm business ideasâ€"either alone or as a groupâ€"to come up with ideas for products you could sell, decide how you would market those products, figure out who would buy those projects, and determine why people would want to buy your products. 15. School club mind map When you’re in grammar school, teachers and parents usually plan and organize all after school club events for you. But when you get into high school, it’s often up to the students to make plans and decide what the club will do and focus on. You can build a mind map with all of the members of your club to make plans and decisions. In the mind map example above, students have documented a few plays and musicals their drama club might like to do, as well as some ideas for how they can raise the money they’ll need to perform those plays. Looking for More Mind Mapping Examples for Students? Hopefully, these 15 mind map examples for students have given you lots of ideas for ways you can use mind maps every day in school, during your after school programs, and at home. But if you’re still craving even more ideas and examples, check out some of these other MindMeister guides and resources: Get Inspired With These 13 Mind Map Examples Explore 300,000+ Interactive Mind Maps in Our Public Maps Universe 9 Ways to Stay Organized at College Using MindMeister Easy to Use Mind Map Templates for Teachers and Students 8 Inspiring Examples of Educational Mind Maps Originally published in September 2013, this post has been updated with more information on how students can use mind maps and six additional mind map examples. 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The Life and Work of Howard S. Becker

Howard S. Howie Becker is an American sociologist renowned for his qualitative research into the lives of those otherwise classified as deviant, and for revolutionizing how deviant behavior is studied and theorized within the discipline. The development of the subfield focused on deviance is credited to him, as is  labeling theory. He also made significant contributions to the sociology of art. His most notable books include  Outsiders  (1963),  Art Worlds  (1982),  What About Mozart? What About Murder?  (2015).  Most of his career was spent as a professor of sociology at Northwestern University.   Early Life Born in 1928 in Chicago, IL, Becker is now technically retired but continues to teach and write in San Francisco, CA, and Paris, France. One of the most prolific living sociologists, he has about 200 publications to his name, including 13 books. Becker has been awarded six honorary degrees, and in 1998 was given the award for Career of Distinguished Scholarship by the American Sociological Association. His scholarship has been supported by the Ford Foundation, the Guggenheim Foundation, and the MacArthur Foundation. Becker served as President of the Society for the Study of Social Problems from 1965-66, and is a lifelong jazz pianist. Becker earned Bachelors, Masters, and Doctorate degrees in sociology from the University of Chicago, studying with those considered a part of the Chicago School of Sociology, including Everett C. Hughes, Georg Simmel, and Robert E. Park. Becker himself is considered a part of the Chicago School. His career in studying those considered deviant began thanks to his exposure to marijuana smoking at Chicagos jazz bars, where he regularly played piano. One of his earliest research projects focused on marijuana use. This research fed into his widely read and cited book  Outsiders, which is considered one of the first texts to develop labeling theory, which postulates that people adopt deviant behavior that breaks social norms after they have been labeled deviant by others, by social institutions, and by the criminal justice system. Importance of His Work The importance of this work is that it shifts analytic focus away from individuals and to social structures and relations, which allows for the social forces at play in producing deviance to be seen, understood, and changed, if need be. Beckers groundbreaking research resonates today in the work of sociologists who study how institutions, including schools, use racial stereotypes to label students of color as deviant problems that must be managed by the criminal justice system, rather than in-school punishment. Beckers book  Art Worlds  made important contributions to the subfield of the sociology of art. His work shifted the conversation from individual artists to the whole field of social relations that make the production, distribution, and valuation of art possible. This text also proved influential to the sociology of media, media studies, and cultural studies. Another important contribution that Becker made to sociology was to write his books and articles in an engaging and readable way that made them accessible to a wide audience. He wrote prolifically also on the important role that good writing plays in disseminating the results of sociological research. His books on this topic, which also serve as writing guides, include  Writing for Social Scientists,  The Tricks of the Trade, and  Telling About Society. Learn More About Howie Becker You can find much of Beckers writing on his website, where he also shares his music, photos, and favorite quotes. To learn more about Beckers fascinating life as a jazz musician/sociologist, check out this in-depth 2015 profile of him in  The New Yorker.

The Appeal of Senior Essay Topics

The Appeal of Senior Essay Topics When you're crafting the lengthy essay outline you should make certain that it not too broad or too specific so you can center on the crux of the issue. The last write-up ought to be concise with firm language. Some folks, however knowledgeable they are in a subject, are just not great test takers. The matter of the simple truth is there is not any normal length for IB extended essay but the perfect length is regarded as around four thousand. The Basics of Senior Essay Topics You Will be Able to Benefit From Starting Right Away There are many topics to pick from that it's difficult to understand where to get started. If you wish to ease your tension of trying to find hours and hours for easy essays topic selection then you've reached at the appropriate place. Your child is going to learn how to plan, organise and produce ideas. There are instances when you're assigned with the topic but more frequently, you'll have to create a topic on your own. There's well-known that you won't have the ability to compose a fantastic insightful research paper if you're not interested in the subject overall and in this issue specifically. You must find the proper resources for your essay together with patience when finding the correct inspiration to write. Another fantastic resource may be the training course book, read it and receive all the info in the world about your topic for elongated essays. The entire research should be constructed around or from the subject. Understanding Senior Essay Topics Nobody really wishes to compose an essay. The essay isn't a work of specialized research, but the lengthened pursuit of a tricky question in dialogue with an amazing author. There should be a proper sequence for the SAT essay, keep in mind that it should be divided into several paragraphs where each should be structured in accordance with the importance. You must understand completely that you're not writing a descriptive essay. What you aspire to teach your reader will choose the sort of your essay. You are able to write on anything on the planet from bill Clinton to smoking hazard, but at the conclusion of the essay if your essay isn't clear and understandable then there isn't any use of writing, so make sure you're writing an essay that's easy yet intriguing. You ought to be certain to understand everything clearly once you go for an essay topic. So far as essay structure goes, a 4 or 5 paragraph essay based on the number of points you might want to argue is a superb start. How to Choose Senior Essay Topics When you're in high school, it's definite that you're expected to do a few write-ups and projects which require pen and paper. Projects should provide substantial chance for interdisciplinary work on environmental troubles. Research papers are trying, but in addition they have the capacity to be somewhat rewarding. Writing research papers is a wearying procedure, and even more so whenever you do n't have a predetermined topic. The gateway to an excellent future for the campus and that's the reason why we plan to visit college. In the past few years, there has become the debate on whether seniors should have to take finals. On our site you will discover a great deal more useful one of a kind information that will certainly be practical for junior and higher school kids from, like common home task essay about Hamlet, together with, for instance, application essays for college for future students. For young individuals switching from high school to college is an extremely crucial step in students' lives as a result of great change they need to undergo as a way to be successful at obtaining their degree. High school is reportedly four unforgettable decades. The first goals I had before starting the class should happen to finish the class, to expand my understanding and to choose whether to pursue childcare for a career. Unfortunately, students have so few opportunities which they don't even understand the things that they care about. The scores are among the most significant of my career in high school. The product of my project is going to be printed photos I have taken over the course of my undertaking. Senior year has taught me that I am able to handle myself pretty well in the true world. When you achieve your senior year at high school it is the right time to stop for a minute and think seriously about your present position and the future. Do not be scared to conduct a comprehensive research.

The Return Midnight Chapter 5 Free Essays

â€Å"I thought you wanted to get out so we could talk to Damon,†Stefan said, stil hand in hand with Elena as she made a sharp right turn onto the rickety stairway that led to the second-floor rooms and, above that, to Stefan’s attic. â€Å"Wel , unless he kil s Matt and runs I don’t see what’s to keep us from talking to him tomorrow.†Elena glanced back at Stefan and dimpled. We will write a custom essay sample on The Return: Midnight Chapter 5 or any similar topic only for you Order Now â€Å"I took your advice and thought a little about the two of them. Matt’s a pretty tough quarterback and they’re both only human now, right? Anyway, it’s time for your dinner.† â€Å"Dinner?†Stefan’s canine teeth responded automaticaly – embarrassingly quickly – to the word. He real y needed to have a word with Damon later and make sure Damon understood his place as a guest at the boardinghouse – nothing more – but it was true, he could do that tomorrow. It might even be more effective tomorrow, when Damon’s own pent-up rage was spent. He pressed his tongue against his fangs, trying to force them back down, but the smal stimulation caused them to sharpen, nicking his lip. Now they were aching pleasantly. Al in response to a single word: dinner. Elena threw him a teasing glance over her shoulder and giggled. She was one of those lucky females with a beautiful laugh. But this was a clearly mischievous giggle, straight from her wicked, scheming childhood. It made Stefan want to tickle her to hear more; it made him want to laugh with her; it made him want to grab her and demand to know the joke. Instead he said, â€Å"What’s up, love?† â€Å"Someone has sharp teeth,†she responded innocently, and giggled again. He lost himself in admiration for a second and also suddenly lost hold of her hand. Laughing like a musical cascade of white water over rock, she ran up the stairs ahead of him, both to tease and to show him what good shape she was in, he thought. If she had stumbled, or faltered, she knew he would decide that her donation of blood was harming her. So far it didn’t seem to be damaging any of his friends, or he would have insisted on a rest for that person. But even Bonnie, as delicate as a dragonfly, hadn’t seemed to be the worse for it. Elena raced up the stairs knowing that Stefan was smiling behind her, and there was no shadow of mistrust in his mind. She didn’t deserve it, but that only made her more anxious to please him. â€Å"Have you had your dinner?†Stefan asked as they reached his room. â€Å"Long ago; roast beef – cooked.†She smiled. â€Å"What did Damon say when he final y realized it was you and looked at the food you’d brought?† Elena made herself giggle again. It was al right to have tears in her eyes; her burns and cuts hurt and the episode with Damon justified any amount of weeping. â€Å"He cal ed it bloody hamburger. It was steak tartar. But, Stefan, I don’t want to talk about him now.† â€Å"No, of course you don’t, love.†Stefan was immediately contrite. And he was trying so hard not to seem eager to feed – but he couldn’t even control his canines. And Elena was in no mood to dal y either. She perched on the bed, careful y unwinding the bandage Mrs. Flowers had just wound on it. Stefan suddenly looked troubled. Love – He stopped abruptly. What? Elena finished with the bandage, studying Stefan’s face. Well – shall I take it out of your arm instead? You’re already in pain and I don’t want to fool with Mrs. Flowers’s anti-tetanus treatment. There’s still plenty of room around it, Elena said cheerful y. But a bite on top of those cuts†¦He stopped again. Elena looked at him. She knew her Stefan. There was something he wanted to say. Tell me, she pressed him. Stefan final y met her eyes directly, and then put his mouth close to her ear. â€Å"I can heal the cuts,†he whispered. â€Å"But – it would mean opening them again so they can bleed. That wil hurt.† â€Å"And it might poison you!†Elena said sharply. â€Å"Don’t you see? Mrs. Flowers put heaven knows what on them – â€Å" She could feel his laughter, which sent warm tingles down her spine. â€Å"You can’t kil a vampire so easily,†he said. â€Å"We only die if you stake us through the heart. But I don’t want to hurt you – even to help you. I could Influence you not to feel anything – â€Å" Once again, Elena cut him off. â€Å"No! No, I don’t mind if it hurts. As long as you get as much blood as you need.† Stefan respected Elena enough to know that he shouldn’t ask the same question twice. And he could hardly restrain himself any longer. He watched her lie down and then stretched out beside her, bending to get to the green-stained cuts. He licked gently, at first rather tentatively, at the wounds, and then ran a satiny tongue over them. He had no idea how the process worked or what chemicals he was stroking over Elena’s injuries. It was as automatic as breathing was to humans. But after a minute, he chuckled softly. What? What? Elena demanded, smiling herself as his breath tickled. Your blood’s laced with lemon balm, Stefan replied. Grand mama’s healing recipe has lemon balm and alcohol in it! Lemon balm wine! Is that good or bad? Elena asked uncertainly. It’s fine – for a change. But I still like your blood straight the best. Does it hurt too much? Elena could feel herself flush. Damon had healed her cheek this way, back in the Dark Dimension, when Elena had, with her own body, protected a bleeding slave from a whiplash. She knew Stefan knew the story, and must know, each time he saw her, that the almost-invisible white line on her cheekbone had been stroked just this gently into healing. Compared to that, these scratches are nothing, she sent. But a sudden chil went through her. Stefan! I never begged your pardon for protecting Ulma at the risk of not being able to save you. Or, worse – for dancing while you were starving – for keeping up the society pretense so we could get the Twin Fox key – Do you think I care about that? Stefan’s voice was mock-angry as he gently sealed one cut at her throat. You did what you had to in order to track me – find me – save me – after I’d left you alone here. Don’t you think I understand? I didn’t deserve the saving – Now Elena felt a smal sob choke her. Never say that! Never! And I suppose – I suppose I knew you would forgive me – or I would have felt every jewel I wore burning like a brand. We had to chase you down like a fox with hounds – and we were so scared that a single misstep could mean you’d be hanged†¦or we would be. Stefan was holding her tightly now. How can I make you understand? he asked. You gave up everything – even your freedom – for me. You became slaves. You – you – were â€Å"Disciplined†Ã¢â‚¬ ¦ Elena asked wildly, How do you know that? Who told you? You told me, beloved. In your sleep – in your dreams. But, Stefan – Damon took the pain for me. Did you know that? Stefan was silent a moment, then responded, I†¦see. I didn’t know that before. Scenes strewn from the Dark Dimension bubbled in Elena’s mind. That city of tarnished baubles – of il usive glitter, where a whiplash that spread blood across a wal was as much celebrated as a handful of rubies strewn on the sidewalk†¦. Love, don’t think about it. You followed me, and you rescued me, and now we’re here together, Stefan said. The last cut closed, he lay his cheek on hers. That’s all I care about. You and I – together. Elena was almost dizzily glad to be forgiven – but there was something inside her – something that had grown and grown and grown during the weeks she was in the Dark Dimension. A feeling for Damon that was not just the result of her need for his help. A feeling that Elena had thought Stefan understood. A feeling that might even change the relations between the three of them: her, Stefan, and Damon. But now Stefan seemed to assume that everything would return to the way it was before his kidnapping. Oh, wel , why fret about tomorrow when tonight was enough to make her weep with joy? This was the best feeling in the world, the knowledge that she and Stefan were together, and she made Stefan promise her over and over that he would not ever leave her on another quest again, no matter how briefly, no matter what the cause. By now, Elena could not even focus on what she had been worried about before. She and Stefan had always found heaven in each other’s arms. They were meant to be together forever. Nothing else mattered now that she was home. â€Å"Home†was where she and Stefan were together. How to cite The Return: Midnight Chapter 5, Essay examples

Literature Coming of age in Mississippi by Anne Moody

Introduction Coming of age in Mississippi is a book written by Anne Moody. Her skilled writing leaves one with a clear picture of the hardships that the blacks went through because of racial discrimination in the United States. It also shows how as a woman she overcame challenges of male dominated society.Advertising We will write a custom essay sample on Literature: Coming of age in Mississippi by Anne Moody specifically for you for only $16.05 $11/page Learn More The blacks knew no rest and their happiness was all around hard work, poorly built houses and small salaries in contrast to their counterparts the whites who lived in well furnished houses, ate balanced diet and lived luxuriously. To free herself and her people from slavery, Ann Moody had the urge to join civil rights when she was a teenager because she realized how much blacks were humiliated. This essay will discuss the importance of this book and show how racism had brought suffering to the blacks making them to live miserably though they worked very hard. Overview From the first chapter, the struggles of life in black families started from their young age. Father Diddly had married the narrator’s mother Toosweet who was known for her liveliness. She was beautiful and always sang as she walked to and from work. The narrator was almost four years old and her sister was past half a year old. Their parents were working for very long hours from Monday to Saturday. However, they lived in abject poverty. They lived in wooden houses. Near their home was Mr. Carters’ house who the narrator‘s mother had always talked about (Moody 7). The book captures a tough life of poverty which the Negroes lived. The busy schedule of Negro parents had forced them to always look for someone to take care of the children. Their uncle, George Lee was given this responsibility. One day as they were at home with their uncle, his stupidity was seen as he tried to burn up the ho use while the children were inside. He did not like to stay at home looking after the children. The parents from the farm came running very fast so as to rescue their children. Their lives were always characterized by drama (Moody 7).Advertising Looking for essay on american literature? Let's see if we can help you! Get your first paper with 15% OFF Learn More When the three children went to school, Essie Mae who later changed her name to Annie Moody after her birth certificate could not be changed; Adline and their brother Junior went without lunch to school. Their mother could not afford to buy them enough lunch. Essie Mae was nine years old when she got her first job in a white lady’s house (Moody 15). Ann Moody’s involvement in politics began at a tender age when she was still a teenager. She was ready to pay for any price when she discovered how bad the white people despised the blacks. They were punished for very small mistakes, for instance, whistl ing. At this time, Ann Moody’s mother started getting worried about her daughter who was getting too much into politics. She was putting her family to a risk of being looked after considering how those black people who were known to defend black people were brutally murdered. The National Association for the Advancement of Colored People (NAACP) was what she looked up when she became a college student (Moody 40). Ann Moody was becoming influential and once she organized for a demonstration in her college. At all this time she was in a male dominated activity and being a woman was quite challenging for her but her focus could not let her quit. The most challenging moment was when they were in college and went for lunch in a cafeteria. The waiters refused to serve them because they were seated where the whites were supposed to sit. Together with her colleagues, they refused to move out from their seats to be served. Tension grew and Ann Moody and her colleagues were suddenly su rrounded by whites and beaten mercilessly. All their beatings were being watched by the policemen who could not rescue them from the mob. Ann was almost giving up the fight because she felt helpless (Moody 92). She felt like all her efforts to make things better were running down the drains and she had sacrificed even her life for the sake of her people. The story ended by Ann joining another group of civil rights workers whereby they travelled to Washington DC singing songs of freedom that they were going to overcome all obstacles. Probably this gave them hope and it was better because there were more people than at the time they began (Moody 132). Review of the book This is a good book that describes how racism devalues human life. It is a true expression of how blacks suffered in the past doing hard work and treated like some wild animals. The vivid description of events from the beginning gives the reader a clear picture of a girl who was born in problems and in spite of her int elligence she always became a victim of circumstances. The following review brings out several issues from the story. These include poverty, racism, fighting for freedom, marital problems and the character of the narrator.Advertising We will write a custom essay sample on Literature: Coming of age in Mississippi by Anne Moody specifically for you for only $16.05 $11/page Learn More Poverty Annie Moody was very hard working and created some time to work for the whites so she could help her mother to bring up her siblings. However, the more she worked hard the more she was bullied by her schoolmates laughing at what she had carried for her lunch (Moody 15). Poverty was the other name for Negroes. Negroes worked all day in the farms of the whites or doing domestic work for them yet all they got they could not afford any good thing. They were segregated from the whites (Moody 7). As Ann Moody grew, she was confronted with more problems because men were begi nning to notice her beauty and she had to guard it jealously. She won a queen title in her school (Moody 31). This was when she started believing in herself and also her grades were becoming better. After her excellent performance she was awarded a scholarship. Going to a school with many whites was quite challenging because of discrimination. Fight for freedom Negroes had to free themselves from this kind of life. They had to fight for their freedom. Firstly, they were not allowed to become policemen. The whites were also not supposed to share public facilities such as cafeterias, schools, parks and libraries with the Negroes. The whites felt themselves as superbeings who could always control the blacks (Moody 94). As Ann moved to college, her hatred towards the whites kept on growing. Many people had been brutally murdered and it had become insecure for Negroes to move about their area. One of the black families was burned in their house. Another man’s head was slashed and other blacks were just killed mysteriously. It required courage to engage in civil rights movement (Moody 42). The burden that Ann felt for the sake of her people was so heavy even that when her mother warned her to stop being involved in the politics, she just could not control herself but continued with what she was focused on; not caring that she was putting herself and her family at a big risk of being killed (Moody 92). Freedom meant sacrifice. Most of the people who were ready to hold demonstrations were only the courageous ones because they knew that they could end up in jails or graves. One day when the Negroes were in a meeting organizing a demonstration they were found out by cops and arrested.Advertising Looking for essay on american literature? Let's see if we can help you! Get your first paper with 15% OFF Learn More Reverend King was courageous and bold and he kept on praying even after the arrest (Moody 94). When Medgar Evers was murdered, most of the people just sat in class like nothing had happened. The narrator felt sorry for her people because she thought they did not have feelings or emotions towards mistreatment of the blacks (Moody 95). Racism/Discrimination At the beginning of the story, blacks were talking to each other in the evening facing one of the white family’s house because it had electricity. The rich white man was said to be counting all the money he had made out of his business (Moody 7). Negroes were only allowed to proceed in academics up to their eighth grade (Moody 12). This made them to become less competent in finding good jobs. When black students got involved in demonstrations fighting for their rights, they were arrested. A small mistake could make them expelled from school in state supported Negro schools (Moody 94). Negroes were mistreated by the whites. W hen Essie Mae was working in her first job, she realized that the white lady made them to share milk with the cats from the same dishpans. She sold what her eight cats had left over to the Negroes (Moody 15). Divorce Marital problems started when one of her father’s friends died living his wife as a widow. Meanwhile, Toosweet was pregnant and he started having an affair with Florence the widow, leaving his wife very frustrated. At her age she did not fully understand what was happening but she could sense that something was not right with her mother (Moody 16). When the young one was born, her father started going out even more. The unbearable situation forced their mother and her three children to move out of the house to go and work in a far place. When the narrator reached the age of going to school she walked for four miles which made her very tired and hungry (Moody 9). Poor upbringing of children Toosweet had found a job as a waiter in a cafeteria leaving her children t o stay alone at home. There were snakes which came to their compound making the children to stay scared all day long. One evening after work, the children explained to their mother about the snakes which she first doubted but believed because they looked very scared. That was when their mum got her brother Ed to stay with them. They felt good with Ed because he treated them well (Moody 9). The narrator’s intelligence The narrator, Essie Mae was very humorous in the way she observed her mother. Though her mother told her that she was eating a lot from the cafeteria, she observed her keenly and saw that her belly was growing bigger and she knew that she was going to have another baby. This time the baby belonged to another man Raymond who was a soldier. That time they had moved to a bigger house than the previous one. Unfortunately the young child Junior set their house on fire and it burned down to ashes. Toosweet stopped working at the cafeteria and concentrated on domestic c hores of a white family. This time she was able to take care of the children as she was staying at her work place (Moody 12). The ending of the book leaves one with suspense and the author would have included what happened after the Negroes demanded for their freedom other than leaving it unfinished in that respect. The book is also important because it gives us a history which is relevant in making decisions by the government and even teaching the citizens how evil racism is. Racism does not benefit any person whether black or white but instead spreads out hatred even to the innocent children. In conclusion, Coming of age in Mississippi is a relevant book because it educates us about racial discrimination effects. Racism brings out poverty, discrimination and denies people a chance to love and exploit their abilities. The story also reveals that blacks have good potential in terms of intelligence and ability and they deserve to be treated as humans. Though Annie Moody was brought u p in a very challenging environment she made it through and stood out as one of the best students. Works Cited Moody, Anne. Coming of Age in Mississippi. New York, NY: Random House Publishing Group, 2011. Print. This essay on Literature: Coming of age in Mississippi by Anne Moody was written and submitted by user Esmeralda Hines to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Why Obama Won the 08 Presidential Election

Why Obama Won the 08 Presidential Election Barack Obama decisively won the presidential election, for many solid reasons and due to many factors, including weaknesses of his Republican opponent, Sen. John McCain. This article enumerates and explains the five top reasons why Obama won win the 2008 race to become the 44th President of the United States. Reasons Why Barack Obama Won the 2008 U.S. Presidential Election Reason #1 - Empathy and Genuine Help for Middle-Class Americans Barack Obama gets what it means for a family to worry financially, to work hard simply to make it, and to do without essentials. Obama was born to a teenage mother, abandoned by his father at age two, and raised largely in a small apartment by his middle-class grandparents. At one point, Obama, his mother, and younger sister relied on food stamps to put meals on the family table. Michelle Obama, close counselor and best friend to her husband, and her brother were similarly raised in modest circumstances in a one-bedroom apartment on the south side of Chicago. Both Barack and Michelle Obama speak frequently about what it means for middle-class Americans to be at a disadvantage financially and otherwise. Because they get it, both Obamas refer with heartfelt eloquence to middle-class fears, including to: the climbing unemployment ratethe staggering home foreclosure rate gripping the nationcrashing 401(k) and pension plans, leaving retirements in limbo48 million Americans without healthcare insurancehigh percentages of public schools failing our childrenthe continuing struggle of middle-class families to balance work and parenting demands In vivid contrast, John and particularly Cindy McCain exude an aura of financial insularity and well-heeled elegance. Both were born wealthy, and have been quite wealthy for their entire lives. When cornered by Pastor Rick Warren several months ago, John McCain defined rich as I think if youre just talking about income, how about 5 million. Middle-class anger is palpable about economic fairness in these unusually tough financial times, and subsequent to what many viewed as President Bushs $700 billion bailout of rich Wall Streeters. Obama offered actual, understandable policy solutions to help middle-class Americans, including: a detailed 12-point program to repair the economy for middle-class families, including a $1,000 tax cut, creation of 5 million new jobs, protection of family homes from foreclosure, and reform of unfair bankruptcy laws.a Small Business Emergency Rescue Plan which includes emergency lending for small and family-owned businesses, special tax incentives, and tax cuts, and expansion of Small Business Administration support and services.a specific plan to reform Wall Street practices, including new regulation of the financial markets, to blunt the greedy influence of special interests, crackdown on manipulation of financial markets, and more. John McCains tin ear on middle-class financial woes were evident in his prescription for the economy: more tax-cuts for major corporations, and continuation of the Bush tax cuts for U.S. millionaires. And this McCain stance is consistent with his stated desires to slash Medicare and privatize Social Security. The American public is fed-up with failed Bush/McCain economics, which claim that prosperity will eventually trickle down to everyone else. Obama won the presidential race largely because voters correctly perceive that he, and not John McCain, care about and will address middle-class economic struggles and inequities. Reason #2 - Steady Leadership and Calm Temperament As of October 21, 2008, Barack Obama earned more than 120 newspaper endorsements, versus 33 for John McCain. Without exception, every Obama endorsement referred to his presidential-like personal and leadership qualities. And all echo the same basics about Obamas calm, steady, thoughtful nature, versus McCains impetuousness and unpredictability. Explained  The Salt Lake Tribune, which has rarely endorsed a Democrat for president: Under the most intense scrutiny and attacks from both parties, Obama has shown the temperament, judgment, intellect and political acumen that are essential in a president that would lead the United States out of the crises created by President Bush, a complicit Congress and our own apathy. Summed  The Los Angeles Times: We need a leader who demonstrates thoughtful calm and grace under pressure, one not prone to volatile gesture or capricious pronouncement... as the presidential race draws to its conclusion, it is Obamas character and temperament that come to the fore. It is his steadiness. His maturity. And from  The Chicago Tribune, founded in 1847, which has never before endorsed a Democrat for the presidency: We have tremendous confidence in his intellectual rigor, his moral compass and his ability to make sound, thoughtful, careful decisions. He is ready... Obama is deeply grounded in the best aspirations of this country, and we need to return to those aspirations.... He has risen with his honor, grace and civility intact. He has the intelligence to understand the grave economic and national security risks that face us, to listen to good advice and make careful decisions. In contrast, during the past two months of the 08 presidential campaign, John McCain acted (and overreacted) inconsistently, unpredictably, and without forethought. Two examples of McCains unsteady leadership were his erratic behavior during the financial markets meltdown, and in his poorly-vetted pick of Sarah Palin as his running mate. John McCain served as the perfect foil to highlight Obamas solidly grounded leadership skills. Obamas even-keel temperament made him seem well-suited to be President for these troubled, turbulent times. And the mere image of ultra-volatile, careless John McCain in the White House was enough to scare the majority of the electorate into supporting Obama. Reason #3 - Fair, Cost-Effective Health Care Insurance Americans were finally fed-up enough with the unfairness of health care delivery in this country, to be ready to make the issue a priority in selecting a president. The U.S. is the only wealthy, industrialized nation that does not have a universal health care system. As a result, in 2008, more than 48 million U.S. men, women, and children have no healthcare insurance. Despite being ranked #1 in health care spending by the World Health Organization (WHO), the U.S. was ranked  72nd among 191 nations  in 2000 in overall level of health of its citizens. And the state of U.S. healthcare deteriorated further under the Bush administration. Barack Obamas health care plan and policies will fairly ensure that every American will have access to good quality medical care services. John McCains health care plan was a stunningly radical scheme that will: still exclude millions of the uninsured,raise income taxes for most American families and,in the opinion of most experts, causes millions of employers to drop health care policies for their employees. And unbelievably, McCain wanted to deregulate the healthcare insurance industry, much as Republicans disastrously deregulated U.S. financial markets under President George Bush. Obamas Health Care Plan Briefly, Obama will make available a new plan to all Americans, including the self-employed and small businesses, to buy affordable health coverage that is similar to the plan available to members of Congress. The new plan will include: Guaranteed eligibilityNo one will be turned away from any insurance plan because of illness or pre-existing conditionsComprehensive benefitsAffordable premiums, co-pays, and deductiblesEasy enrollmentPortability and choice Employers that do not offer or make a significant contribution to the cost of quality health coverage for their employees will be required to contribute a percentage of payroll toward the costs of this plan. Most small businesses will be exempt from this mandate. The Obama plan requires only that all children have health care coverage. McCains Health Care Plan John McCains health care plan was designed to control health care costs and to deregulate, and thus enrich, the healthcare industry, and is not necessarily designed to offer health care coverage to the uninsured. For consumers, the McCain plan: required that insurance policies from employers be included in employees taxable income, along with salary and bonuses, thereby causing employees income taxes to increase;then provided a $5,000 tax credit to partially offset increased income taxes;deleted the employee health care insurance income tax deduction for all employers. Innumerable experts predicted that these massive McCain changes would: cause the taxable income of the average family of four to rise by about $7,000;cause employers to drop health care insurance for employees;would cause an increase, not decrease, in Americans without health care coverage. McCains plan was intended to push millions of Americans into the market to buy their own individual health care policies, which will be offered by a newly deregulated healthcare insurance industry. Newsweek reported, The Tax Policy Center estimates that 20 million workers will leave the employer-based system, not always voluntarily. Midsize and smaller companies are likely to drop their plans... CNN/Money added, McCain sorely lacks a plan for people in their 50s without corporate benefits, and Americans with pre-existing conditions, who would be brutally stripped of coverage if insurance crosses state lines. Observed blogger Jim MacDonald, The result... won’t be healthy competition that will lower costs for everyone. It’ll be higher costs and fewer options for the poor, the old, and the sick. That is, the people who need health care. Young, healthy, rich people won’t be affected... Obamas Plan: The Only Viable Choice In summary, Obamas plan, in which long-time health care advocate Hillary Clinton will be deeply involved, will fairly and inexpensively ensure that all Americans have access to quality health care services, but without the government providing those services. McCains so-called health care plan was intended to free the business community from providing for its employees, to enrich the healthcare insurance industry, and increase income taxes for all Americans. But not to provide health care services for the uninsured. For anyone who valued their health care insurance, Barack Obama was the only viable choice for president. Reason #4 - Withdrawal of Combat Troops from Iraq Barack Obama bested Hillary Clinton by a small margin for the 08 Democratic presidential nomination due mainly to their differing positions on the Iraq War, especially at the wars inception in 2002. Sen. Hillary Clinton  voted YES in 2002  to give the Bush administration authorization to attack and invade Iraq. Sen. Clinton rightfully believes that Congress was misled by Bush, and after a while, she admitted her regret for her vote. But Clintons 2002 support for the unpopular war was brutal fact. In contrast, Barack Obama famously  spoke out in late 2002 against the Iraq War  before Congress voted, declaring: I dont oppose all wars. What I am opposed to is a dumb war. What I am opposed to is a rash war. What I am opposed to is the cynical attempt... to shove their own ideological agendas down our throats, irrespective of the costs in lives lost and in hardships borne. What I am opposed to is the attempt by political hacks like Karl Rove to distract us from a rise in the uninsured, a rise in the poverty rate, a drop in the median income, to distract us from corporate scandals and a stock market that has just gone through the worst month since the Great Depression. Obama on the Iraq War Obamas stance on the Iraq War  is unambiguous: he plans to immediately begin to remove our troops from Iraq. He will remove one to two combat brigades each month, and have all of our combat brigades out of Iraq within 16 months. Under an Obama administration, the U.S. will not build or maintain any permanent bases in Iraq. He, of course, plans to temporarily maintain some non-combat troops in Iraq to protect our embassy and diplomats, and to complete the training of Iraq troops and police forces, as necessary. Also, Obama plans to launch the most aggressive diplomatic effort in recent American history to reach a new compact on the stability of Iraq and the Middle East. This effort will include all of Iraq’s neighbors, including Iran and Syria. McCain on the Iraq War McCain, a third generation Naval officer, voted in 2002 to give President Bush full authority to attack and invade Iraq. And hes continually served as supporter and cheerleader for the U.S. War in Iraq, albeit with occasional objections to strategies. At the 08 Republican Convention and on the campaign trail, McCain and running mate Gov. Palin frequently proclaimed a goal of victory in Iraq and scoff at withdrawal timetables as foolish and premature. McCains website proclaimed ... it is strategically and morally essential for the U.S. to support the Government of Iraq to become capable of governing itself and safeguarding its people. He strongly disagrees with those who advocate withdrawing American troops before that has occurred. McCain took this stance: despite the  $12 billion monthly pricetag  to U.S. taxpayers;despite the fact that the Iraqi government has a substantial budgetary surplus;despite mounting deaths and permanent maimings of U.S. soldiers;despite exhaustion of U.S armed forces;despite the crippling effect the Iraq War has on U.S. armed forces abilities to address other conflicts and emergencies. General Colin Powell, former Chairman of the Joint Chiefs of Staff and former Secretary of State, disagreed with McCain, as did General Wesley Clark, former Supreme Allied Commander Europe of NATO, and as do dozens of other retired generals, admirals and other top brass. Heres the really odd part: the Bush administration also disagreed with John McCain. Per various international  sources on October 20, 2008, the U.S. is finalizing negotiations on a security agreement with Iraq: The agreement also contains a timetable for the withdrawal of the U.S. military from Iraqi cities and towns by June 30, 2009 and from Iraqi territory by Dec. 31, 2011. Even General David Petraeus, often referred to with great reverence by McCain,  recently told the British press  that he would never use the word victory to describe U.S. involvement in Iraq and  commented: This is not the sort of struggle where you take a hill, plant the flag and go home to a victory parade... its not war with a simple slogan. The hard truth is that John McCain, Vietnam War POW, was obsessed with the Iraq War. And he couldnt seem to shake his angry, unhealthy obsession despite either reality or exorbitant cost. U.S. Voters Want Out of Iraq Per  CNN/Opinion Research Corp. polling  from October 17 to 19, 2008, 66% of all Americans disapprove of the Iraq war. Barack Obama was on the correct side of this issue, per the entire voting public, especially per the centrist, swing voters who decide most election outcomes. Barack Obama won the 2008 presidential election in part because he consistently exhibited wise judgment on the Iraq War, and because he insists on the obviously correct course of action. Reason #5 - Joe Biden as Running Mate Sen. Barack Obama won the presidency in part because of his wise selection of highly experienced, well-liked Sen. Joe Biden of Delaware as his vice-presidential running mate. The first job of the vice president is to assume the presidency should the president become incapacitated. No one doubts that Joe Biden is fully prepared to become President of the United States, should that terrible occasion arise. The second job of the vice president is to be of constant counsel to the president. In his 36 years in the U.S. Senate, Biden is one of the  most respected American leaders on foreign policy, the U.S. judiciary, crime, civil liberties, and many other vital areas. With his gregarious, warm personality, Biden is suited to offer direct, smart counsel to the 44th president, as he has done for many other U.S. presidents. As an added bonus, the working chemistry and mutual respect between Obama and Biden is excellent. For Americans concerned about Barack Obamas level of experience, Joe Bidens presence on the ticket added a large dose of gravitas. Had he selected one of the able, but far less experienced candidates on this short list (Kansas Gov. Kathleen Sebelius and Virginia Gov. Tim Kaine, to name two top contenders), Barack Obama may have been less likely to reassure a majority of voters that the Democratic ticket was experienced enough to tackle todays tough issues. Joe Biden vs. Sarah Palin Joe Bidens deep grasp of the issues, appreciation of U.S. history and laws, and steady, experienced leadership were in jarring contrast to that of Alaska Gov. Sarah Palin, the Republican vice-presidential candidate. Republican nominee, 72-year-old John McCain, has wrestled with three episodes of melanoma, the most aggressive form of skin cancer, and gets an in-depth skin cancer check every few months. Mr. McCains serious health challenges greatly increased the risk that he could become incapacitated and/or pass away in office, which would require his vice president to become President of the United States. It was widely recognized, even by a plethora of conservative pundits, that Sarah Palin was wholly unprepared to assume the presidency. In contrast, Joe Biden was widely regarded as well prepared to assume the presidency. Due to these five important political factors, Barack Obama won the November 4, 2008 election to become the 44th President of the United States.

Desayunar Conjugation in Spanish, Translation and Examples

Desayunar Conjugation in Spanish, Translation and Examples The Spanish verb  desayunar  means to eat breakfast. It is a regular -ar  verb like  necesitar  and ayudar. The tables below include the conjugations for  desayunar  in the present, past and future indicative, the present and past subjunctive, the imperative, and other verb forms. Using the Verb Desayunar The verb desayunar is formed with the prefix  des-,  which implies negation, like  the English prefix dis-, and the word ayunar,  which means to fast. Therefore,  desayunar is similar to the English word  breakfast,  which implies breaking the fast.   Other verbs like  desayunar  are  almorzar,  which means to eat lunch, and cenar, which means to eat dinner. Unlike in English, for these actions in Spanish there is no need to use the verb to eat, since the verbs themselves already mean to eat breakfast, lunch, or dinner.   You can use the verb  desayunar  whenever you would say to eat breakfast or have breakfast in English. It can be used to talk about when, where, or with whom you eat breakfast, as in  Me gusta desayunar temprano  (I like to eat breakfast early) or  Ella siempre desayuna con su madre  (She always eats breakfast with her mother), and it can be used to talk about what you eat for breakfast, as in  Tà º desayunas cereal  (You eat cereal for breakfast). Desayunar Present Indicative Yo desayuno I eat breakfast Yo desayuno antes de ir al trabajo. T desayunas You eat breakfast T desayunas huevos con pan. Usted/l/ella desayuna You/he/she eats breakfast Ella desayuna con su familia. Nosotros desayunamos We eat breakfast Nosotros desayunamos muy temprano. Vosotros desayunis You eat breakfast Vosotros desayunis en casa. Ustedes/ellos/ellas desayunan You/they eat breakfast Ellos desayunan cereal con leche. Desayunar Preterite  Indicative The two past tense forms in Spanish are the  preterite  and the  imperfect. Use the preterite when talking about actions that were completed in the past. Yo desayun I ate breakfast Yo desayun antes de ir al trabajo. T desayunaste You ate breakfast T desayunaste huevos con pan. Usted/l/ella desayun You/he/she ate breakfast Ella desayun con su familia. Nosotros desayunamos We ate breakfast Nosotros desayunamos muy temprano. Vosotros desayunasteis You ate breakfast Vosotros desayunasteis en casa. Ustedes/ellos/ellas desayunaron You/they ate breakfast Ellos desayunaron cereal con leche. Desayunar Imperfect  Indicative The imperfect tense can be translated to English as was eating breakfast or used to eat breakfast.  You should use it to talk about ongoing actions in the past. Yo desayunaba I used to eat breakfast Yo desayunaba antes de ir al trabajo. T desayunabas You used to eat breakfast T desayunabas huevos con pan. Usted/l/ella desayunaba You/he/she used to eat breakfast Ella desayunaba con su familia. Nosotros desayunbamos We used to eat breakfast Nosotros desayunbamos muy temprano. Vosotros desayunabais You used to eat breakfast Vosotros desayunabais en casa. Ustedes/ellos/ellas desayunaban You/they used to eat breakfast Ellos desayunaban cereal con leche. Desayunar Future  Indicative Yo desayunar I will eat breakfast Yo desayunar antes de ir al trabajo. T desayunars You will eat breakfast T desayunars huevos con pan. Usted/l/ella desayunar You/he/she will eat breakfast Ella desayunar con su familia. Nosotros desayunaremos We will eat breakfast Nosotros desayunaremos muy temprano. Vosotros desayunaris You will eat breakfast Vosotros desayunaris en casa. Ustedes/ellos/ellas desayunarn You/they will eat breakfast Ellos desayunarn cereal con leche. Desayunar Periphrastic Future Yo voy a desayunar I am going to eat breakfast Yo voy a desayunar antes de ir al trabajo. T vas a desayunar You are going to eat breakfast T vas a desayunar huevos con pan. Usted/l/ella va a desayunar You/he/she is going to eat breakfast Ella va a desayunar con su familia. Nosotros vamos a desayunar We are going to eat breakfast Nosotros vamos a desayunar muy temprano. Vosotros vais a desayunar You are going to eat breakfast Vosotros vais a desayunar en casa. Ustedes/ellos/ellas van a desayunar You/they are going to eat breakfast Ellos van a desayunar cereal con leche. Desayunar Conditional  Indicative Yo desayunara I would eat breakfast Yo desayunara antes de ir al trabajo. T desayunaras You would eat breakfast T desayunaras huevos con pan. Usted/l/ella desayunara You/he/she would eat breakfast Ella desayunara con su familia. Nosotros desayunaramos We would eat breakfast Nosotros desayunaramos muy temprano. Vosotros desayunarais You would eat breakfast Vosotros desayunarais en casa. Ustedes/ellos/ellas desayunaran You/they would eat breakfast Ellos desayunaran cereal con leche. Desayunar Present Progressive/Gerund Form The present  participle, or gerund  of  -ar  verbs is formed with the ending -ando. It can be used to form  progressive verb forms  such as the  present progressive. Present Progressive of  Desayunar   est desayunando  She is eating breakfast   Ella est desayunando con su familia. Desayunar Past Participle The  past participle of regular  -ar  verbs is formed with the ending -ado. It can be used to form  compound tenses  like the  present perfect. Present Perfect of  Desayunar   ha desayunado  She has eaten breakfast   Ella ha desayunado con su familia.   Desayunar Present Subjunctive Que yo desayune That I eat breakfast Ana espera que yo desayune antes de ir al trabajo. Que t desayunes That you eat breakfast Pedro espera que t desayunes huevos con pan. Que usted/l/ella desayune That you/he/she eat breakfast dgar espera que ella desayune con su familia. Que nosotros desayunemos That we eat breakfast Paula espera que nosotros desayunemos muy temprano. Que vosotros desayunis That you eat breakfast Daro espera que vosotros desayunis en casa. Que ustedes/ellos/ellas desayunen That you/they eat breakfast Marla espera que ellos desayunen cereal con leche. Desayunar Imperfect  Subjunctive The  imperfect subjunctive  has two different conjugations, which are used in different Spanish-speaking regions.  Both options are equally valid. Option 1 Que yo desayunara That I ate breakfast Ana esperaba que yo desayunara antes de ir al trabajo. Que t desayunaras That you ate breakfast Pedro esperaba que t desayunaras huevos con pan. Que usted/l/ella desayunara That you/he/she ate breakfast dgar esperaba que ella desayunara con su familia. Que nosotros desayunramos That we ate breakfast Paula esperaba que nosotros desayunramos muy temprano. Que vosotros desayunarais That you ate breakfast Daro esperaba que vosotros desayunarais en casa. Que ustedes/ellos/ellas desayunaran That you/they ate breakfast Marla esperaba que ellos desayunaran cereal con leche. Option 2 Que yo desayunase That I ate breakfast Ana esperaba que yo desayunase antes de ir al trabajo. Que t desayunases That you ate breakfast Pedro esperaba que t desayunases huevos con pan. Que usted/l/ella desayunase That you/he/she ate breakfast dgar esperaba que ella desayunase con su familia. Que nosotros desayunsemos That we ate breakfast Paula esperaba que nosotros desayunsemos muy temprano. Que vosotros desayunaseis That you ate breakfast Daro esperaba que vosotros desayunaseis en casa. Que ustedes/ellos/ellas desayunasen That you/they ate breakfast Marla esperaba que ellos desayunasen cereal con leche. Desayunar Imperative   In order to give direct orders or commands, you need the  imperative  mood. Below are both the affirmative and negative commands for desayunar. Notice that there are differences between the two types of commands for the  tà ºÃ‚  and  vosotros  forms. Positive Commands T desayuna Eat breakfast! Desayuna huevos con pan! Usted desayune Eat breakfast! Desayune con su familia! Nosotros desayunemos Lets eat breakfast! Desayunemos temprano! Vosotros desayunad Eat breakfast! Desayunad en casa! Ustedes desayunen Eat breakfast! Desayunen cereal con leche! Negative Commands T no desayunes Dont eat breakfast! No desayunes huevos con pan! Usted no desayune Dont eat breakfast! No desayune con su familia! Nosotros no desayunemos Lets not eat breakfast! No desayunemos temprano! Vosotros no desayunis Dont eat breakfast! No desayunis en casa! Ustedes no desayunen Dont eat breakfast! No desayunen cereal con leche!

Unemployment in Mexico and USA and Comparison between them Essay

Unemployment in Mexico and USA and Comparison between them - Essay Example This topic is of high interest as it will help in analyzing the overall economic conditions of two important economies; the United States and Mexico. A comparison between the Unemployment levels of these two countries will also be presented. Unemployment represents the number of people that are not working or jobless (Wessels, 2000). During the recession, the Unemployment level of country increases as more people lose their jobs (Mankiw, 2009). The global recession of 2007-2008 resulted in a large number of people to lose their jobs in different parts of the world. Unemployment level was showing a decreasing trend internationally, as presented in the graphs below until the economic recession that hit the world global market. From 2007, the unemployment level of the world increased drastically; however, it has decreased in the last two years or so.The unemployment level in the United States and Mexico also increased drastically after the recession. However unemployment level increased more in the USA than in Mexico.Data will be collected from different renowned websites such as World Bank and other authentic published reports. The research will be quantitative and qualitative. Literature review section will cover the qualitative data and analysis section will cover the quantitative data. The relationship between the unemployment levels of these two countries will be analyzed, and a comparison will be presented. Statistical tools will be applied to analyze the unemployment level.

Long Term Decisions Research Paper Example | Topics and Well Written Essays - 1000 words

Long Term Decisions - Research Paper Example This infrastructure is what fast tracts quick growth of business developments in the country and creates a workable business environment. This makes the country a good investment hub as it has the appropriate infrastructure for business development. The government’s involvement also leads to improvement in the infrastructure institutionally. This is where the government regulates performance of business to curb transaction vices such as corruption and fraud. Consumers would have to bear a heavy burden of high prices facilitated by calculated behind the scene moves by some unscrupulous traders who want fleece consumers of their hard-earned coin if price setting is left to the forces of demand and supply. The government comes in to set price controls in order to make the goods affordable to low income earners enable the manufacturers get the right return on their investment. The government’s main role is to control and maintain this balance. Other cases of government†™s involvement in the market system are the high investment projects. These are investment projects that need huge capital for them to pick up and that the country must have. The government has to take up the task since to private investors lack the financial muscle to undertake it. Such projects include electricity generation and distribution for the entire country, harbors and airports of international stature e.t.c On the other hand, government’s involvement in business is discouraged considering its drawbacks such as the cumbersome procedures encountered due to the bureaucracy in formation of the business. This leads to market inefficiencies due to the time and money wasted in boardroom meetings to come up with the right policies and structures to legitimize every business transaction such as licensing, leasing, taxation, e.t.c leading to delay in decision making thus the industry is unable to take advantage of emerging opportunities due to its rigidity. The civil serva nts who lack incentives from the government such as good salaries and allowances also lead to inefficiency in the market system. This is because they are not well motivated. Due to their low salaries, they, together with board members who are regulators of the system, engage in corruption and fraud to make an extra coin. This is common in tax officials who will opt to take huge tax bribes to wipe off a tax offender’s record instead of enforcing the set laws. Too much involvement of the government in the market system may lead to miscommunication in the industry. These is because the participants feel the government is too strict or firm thus fear to pass across information that may be vital for the smooth running and operations of businesses in the market process. This eventually leads to turbulent effects in the market such as deflation, inflation, and economic depressions. Such tides are usually very unconducive for business performance as it wrecks its environment. The USA is the leading world economy. As such, the government intervenes in the market process to ensure that this remains so and that the USA citizens enjoy the best there is to offer. The government intervenes to regulate FDI investments. This is because it wants to ensure that the country owns a major stake or controllable share in the establishment. The USA has the largest market in the world and many businesses seek to share part of it. The country has a mixed economy.

Customer Satisfaction Research on Bank

Customer Satisfaction Research on Bank CHAPTER 1: INTRODUCTION 1.1 COMPANY PROFILE HDFC bank was founded in august 1994. It was among the first companies to receive an ‘in principle’ approval from the Reserve Bank of India (RBI) to set up a branch in the private sector. The bank operated as a commercial bank under the liberalization policies of RBI. In February 2000, this bank experienced a merger with Times Bank owned by The Times Group (Bennett Coleman co.). This was the first merger between two private banks in India. 1 share of HDFC Bank was received by shareholder of Times bank for every 5.75 shares of their own. HDFC bank acquired Centurion Bank of Punjab on 23 May 2008 taking its total branches to more than 1000. The amalgamated bank came out with a base of Rs. 1, 22,000 crores and net advances of about Rs. 89,000 crores. HDFC Bank Limited provides banking as well as various financial services to different corporations, and middle upper income customers in India. The bank operates through three main divisions which are wholesale banking, retail banking, and treasury operations. HDFC also provides services like credit cards, debit cards, third party distribution, investment advisory services, card and automated teller machine (ATM) acquiring transactions, and depositary services. Foreign exchange and derivative products is provided by the treasury division. The bank also provides telephone banking, Net Banking, Internet banking, and mobile telephone banking services.It is the largest bank in India by market capitalization as of 24 February 2014. On January 2 2014, the market cap value of HDFC was found to be USD 27.00B, as compared to the credit Suisse group with USD 48.00B. It was promoted by the housing development finance corporation, a premier housing finance company of India set up in 1977. Some of the latest achievement of HDFC bank are: Table 1.1: Achievements of 2014 and 2013. 2014 Asiamoney Best of Best Domestic Banks-India. 2014 Dun Bradstreet- Mannapuram Finance Limited Corporate Award 2014 Best corporate in Banking Sector. 2013 Asiamoney Best domestic bank in India. Best local cash management bank in India. 2013 Institute for development and research in banking technology awards Best bank- managing IT risks. Best bank- best IT team. 2013 Businessworld Best bank in India. OBJECTIVE OF THE REPORT To study the satisfaction received by the customer form HDFC staff as well as technical staff in Noida region, Uttar Pradesh, India. To study the areas in which the customer from this particular region invest in. To know the problems faced by the customers. CHAPTER 3: RESEARCH METHODOLOGY 3.1 Research design: Exploratory design has been selected as data has been collected from questionnaire as well as direct contact to understand the satisfaction level of the customer and to study the areas in which these customers prefer to invest their money. 3.2 Data Collection Method: Most of the data has collected from secondary sources whereas for conduct of research the primary data has been collected through a structured questionnaire wherein a total of 120 respondents took part out of which only 100 have been taken into consideration inorder to reduce the error. This data collected is from Noida region only and has been collected according to the convenience of the researcher. 3.3 Sampling The study mainly deals with the satisfaction of the customer in Noida, Uttar Pradesh, India. The required data was collected through a pretested questionnaire administered on a combination of convenience andjudgment sample of 100 individual investors. Judgment sample selection isdue to the time. Respondents were screened and inclusion was purely on the basis of their knowledge about financial organizations, HDFC in particular. This was necessary, because the questionnaire presumed awareness of some basic terminology used in these organizations. The purpose of the survey was to understand where the interest of the customer lies when investing in these organizations depending on various like satisfaction, awareness level. Sample of the questionnaire is given in Annex. A. 3.4 Instruments Used: The primary data was collected through a structured questionnaire by interactions with investors through telephone and through emails. 3.5 Analysis: After the data collection, it was compiled, classified and tabulated manually with the help of the computer. CHAPTER 4: INTERPRETATION AND FINDINGS Why you chose HDFC? The survey was conducted to see whether the customers are happy with the service provided by the bank. The study is given below Graph 4.1 It was revealed that the customers were highly satisfied by the communication (80%) followed by the problem solving capabilities (75.24%) of the staff. The customers were not much satisfied by the reliability of this organization. Interpretation: the bank should focus on its ability to perform well consistently and increase responsiveness to attract more customers. Analysis of investors preference The survey was conducted to capture investor objective for investment in financial instruments, reveals the following. Graph 4.2 Most of the investors invest money for the purpose of future welfare followed by high growth, so company should suggest those instruments which have a positive return for their investment which will help in fulfilling both the objectives. Customers reasons for being a part of this organization Customers were asked about the reasons because of which they became a part of this organization, the study showed a following results. Pie chart 4.3 From the study it was found that 25% people joined this organization because of the image, 25% people because of the extra services and 45% mainly because of the normal services provided by them whereas only 5% joined this bank because of all the above factors. Best service provided by the bank This was done to get an idea of the service most liked/preferred by the customers. The result showed, Table 1.2 Service Respondents % of respondents Savings a/c 33 33% Fixed deposits 40 40% Current a/c 12 12% Demat a/c 0 0% Credit cards 0 0% Mutual funds 10 10% Loans 5 5% Graph 4.4 According to the results, the customers find fixed deposit to be the best service provided, followed by savings and currents a/c. not even a single customer opted for demat a/c or credit cards. Perception about the services of the bank The customers were given three choices and the result was recorded to know the problems with the services and how to solve them in order to provide better services from the next time. Table 1.3 Response No of respondents % of respondents Good 35 35% Average 55 55% Poor 10 10% Graph 4.5 The result clearly shows that 55 % found the service to be average whereas 35 % found to be good. The remaining 10% found the service to be poor. Satisfied with the dealing of bank officials. Dealing with the customer plays an important role in the organization and to check it, a report has been made. The results show, Table 1.4 Response No of respondents % of respondents Yes 30 30% No 25 25% To some extend 45 45% Pie chart 4.6 The pie charts shows that maximum customers were satisfied by the dealing to some extend whereas 30% were completely satisfied. Only 25% were not satisfied and asked to make appropriate changes. Problems faced regarding the bank? Table 1.5 Response No of respondents % of respondents timeliness 78 78% Customer relationship 12 12% infrastructure 10 10% others 0 0% Graph 4.7 Most of the customers face a problem with the timeliness (78%), whereas only 12 % and 10% people face problems with customer relationship and infrastructure respectively. Will you recommend this bank to any of your friends? Table 1.6 Response No of respondents % of respondents Very unlikely 8 8% Somewhat unlikely 30 30% Neither likely nor unlikely 17 17% Somewhat likely 35 35% Very likely 10 10% Pie chart 4.8 According to the result, around 40% of the people agreed to recommend this bank to their friends whereas 25 refused to do so. Rate HDFC bank in maintaining good customer relationship Table 1.7 Respondents No of respondents % of respondents Good 20 20% Average 57 57% Poor 23 23% Graph 4.9 The result shows perfectly that the customers found the service to be average in terms of customer relations. Overall satisfaction rating with HDFC Table 1.8 Respondents No of respondents % of respondents Very dissatisfied 2 2% Somewhat dissatisfied 9 9% Neutral 21 21% Somewhat satisfied 48 48% Very satisfied 20 20% Graph 5.0 Review from customers show that 48% are somewhat satisfied whereas 21 percent are neutral about the satisfaction level. Only 2% and 9% customer were very and somewhat dissatisfied respectively. 4.1 Findings Majority of the customers are satisfied with the service provided. Majority of the customers found the services to be average. They also found that the respondents are average in maintaining good customer relations. Majority of the customers are facing the problem of timeliness. The perception of the majority of the customers is good and are satisfied with the services and were ready to recommend the products of the bank. Majority of the customers are interested in fixed deposits, savings a/c, and mutual funds. Majority of the customers are satisfied with the dealing of the bank officials. The most important point is that, services provided by the banks attract customers. CHAPTER 5: CONCLUSION 5.1 Suggestions More stress should be given on advertisement and promotional activities. Banks should improve the efforts to make good relationship with the customers. Enhancing their services should also be an important task. Procedures should be made less time consuming. Banks should inform their customers about their extra services. 5.2 Limitations The research was carried out in a short period of 6 weeks because of which simple random and judgemental sampling is used. Limited sample size (100). The information might be biased because the information collected is given by the customer which doesn’t have any proof and depends upon different customers according to their satisfaction level. 5.3 Conclusion At the end I would like to conclude by saying that the Indian banking market is growing at an astonishing rate. HDFC bank have a network of 1142 branches and 3295 automated teller machines in 528 cities in India. The majority of customers are satisfied but the bank should target the unsatisfied customers. Even though the customers are aware about the services, the bank should try to create more awareness among people. HDFC should use printing as well as other media to do so. Formalities should be reduced to a minimum level as the customers feel irritated and the whole process becomes a burden on them. BIBLIOGRAPHY www.google.com www.hdfcbank/products/finance www.iloveindia.com http://en.wikipedia.org/wiki/HDFC_Bank http://www.slideshare.net/ankurshrivastava3762/customer-satisfaction-level-in-hdfc-bank http://articles.economictimes.indiatimes.com/2002-11-16/news/27339334_1_sanjay-ralhan-primus-and-american-express-auto-finance ANNEXURE ANNEXURE 1: Questionnaire NAME ________________ AGE ___________________ GENDER_______________ OCCUPATION______________ EMAIL_________________ ADDRESS__________________ Why you chose HDFC? Resolve problems Communications Reliability Responsiveness What are your investment objective in HDFC bank? High income Stable income Future welfare Tax benefit High growth Reasonable income Retirement protection What are the reasons that attract you to be a customer? Image Services Products All of the above Best service provided by the bank are? Savings a/c Fixed deposit Current a/c Demat a/c Credit cards Insurance Mutual funds Loans What are your perceptions about the services of the banks? Good Average Poor Are you satisfied with the dealing of the bank officials? Yes No To some extend Any problems you are facing regarding the bank? Timeliness Customer relationship Infrastructure All of the above How likely are you to recommend the services to your friend or family? Very unlikely Somewhat unlikely Neutral Somewhat likely Very likely How will you rate HDFC bank in maintaining customer relationship? Good Average Poor What is your overall satisfaction with the company? Very dissatisfied Somewhat dissatisfied Neutral Somewhat satisfied Very satisfied